Mortgages: USDA buyers stuck in limbo as shutdown hurts housing Bloomberg Businessweek Share USDA loans account for about 132,000 mortgages a year in areas designated by the agency as rural, according to the Mortgage Bankers Association.

As the government shutdown continues, would-be homeowners are stuck waiting on USDA aid Last year, the agency provided housing assistance worth $18.4 billion in home loans, loan guarantees and grants.

Construction.usda new home construction loans usda buyers stuck in Limbo as Shutdown Hurts Housing – "The whole company has a ton of USDA-eligible areas," Clarkson said. "We take out construction loans or sometimes we build out of our own cash. Either way, we’re going to have a home tied up.

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The USDA stopped issuing mortgages to families in rural areas, causing delays for some people who were in the process of purchasing a new home. USDA’s Rural housing service handles about 132,000 mortgages a year, or about 1.4% of all mortgages in the United States. Families can qualify for a USDA mortgage if they make up to 115% of the median income in their area.

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CALLER: Well, right now the USDA is such a loan program, it’s a no-money-down government program for rural areas and about 20, 25% – RUSH: Wait a minute. Wait just a second.