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The reason is simple: The higher your credit score, the less risk you pose to lenders. And with the less risk, lenders are able to offer lower rates. Think of credit scores and mortgage rates as a sliding scale. The higher your credit score, the lower your interest rate.
Civil lawsuits stem from actions that violate the personal and constitutional rights of a person and may include issues involving personal injury, family disputes, and negligence resulting to loss.
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The worst has happened–you’ve gotten served papers for debt. But don’t despair. Here are seven steps to defend yourself against a debt collection lawsuit.
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If home values in your neighborhood decline and you lose some of your equity, there’s a good chance your neighbors will lose theirs as well. If, as a result, you default on your mortgage, there’s a higher probability they will default, too.