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In another sign of a sluggish housing market, mortgage applications edged down last week despite lower borrowing costs. total mortgage applications fell a seasonally adjusted 1.9% from the prior.

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"Mortgage lenders are using new services to increase their acceptance rates." Just 3.5% of mortgage borrowers are eligible.

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Introduction to mortgage loans. About Transcript. Introduction to mortgage loans. Created by Sal Khan. Google Classroom Facebook Twitter. Email.

What to know about mortgages. What is a mortgage? A mortgage is a loan from a financial institution that lets you purchase a house without paying the entire amount upfront. A mortgage is secured.