Temporary Loan Limits as a Natural Experiment in FHA Insurance Kevin A. Park Working Paper No. HF-01 9 THE GSEs’ FUNDING OF AFFORDABLE LOANS: A 2004-05 UPDATE Harold L. Bunce December 2012 Office of Policy Development and Research Housing Finance W O R K I N G P A P E R S E R I E S U.S. Department of Housing and Urban Development May 2016

90% of Mortgage Borrowers Prefer Person-To-Person Communication Despite lenders’ efforts to contact interest-only borrowers, the FCA found that many have still not talked to their lender about their repayment options. Back in 2013, the FCA told lenders to contact interest-only borrowers alerting them to any shortfall on their mortgage but only 30% of customers had responded by June 2014.

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