Filing for bankruptcy is complicated and the information provided here is not exhaustive. You can learn more about what bankruptcy can do for you by speaking with a local bankruptcy lawyer, or, for a more in-depth explanation of both Chapter 7 and Chapter 13 bankruptcy, see The New Bankruptcy by Attorney Cara O’Neill.

People in financial dire straits can file for bankruptcy via the Chapter 7 or Chapter 13. you might want to consult a.

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 · Your pending tax refund can usually be protected one way or the other when you are filing a Chapter 7 bankruptcy case, depending on how much it is and where you file. Often it is fully exempt and simply yours to keep.

Exemptions play different roles depending on whether you are filing a Chapter 7 or chapter 13 bankruptcy. chapter 7 bankruptcy. Chapter 7 bankruptcy is a liquidation bankruptcy where the appointed trustee sells off your nonexempt assets to pay your creditors. Exemptions help you to protect your assets in Chapter 7.

Bankruptcy. Before you consider filing a Chapter 13 here are some things you should know: You must file all required tax returns for tax periods ending within four years of your bankruptcy filing. During your bankruptcy you must continue to file, or get an extension of time to file, all required returns.

Many people cite divorce as a leading reason for their bankruptcy filing.However, planning can make both your bankruptcy and your divorce less complicated and more cost-effective.

If you file for Chapter 7 bankruptcy, you will get to keep your car because the exemption will protect the equity fully. In the same example, if your car is worth $15,000, the bankruptcy trustee will likely sell your car, pay you $5,000 for the exemption, and pay the rest to your unsecured creditors.

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“This is a difficult process but this is also a very good story about how you. the bankruptcy issue “is an incredible distraction for someone thinking about getting in a competitive statewide race..

Once a company finds itself unable to pay its outstanding debts, it has the option to file for bankruptcy. company files for bankruptcy, how creditors are treated during a corporate bankruptcy, and.